COURSE INFORMATION Course Title: BANK MANAGEMENT

Code	Course Type	Regular Semester	Theory	Practice	Lab	Credits	ECTS
BAF 432	B	2	3	0	0	3	6

Academic staff member responsible for the design of the course syllabus (name, surname, academic title/scientific degree, email address and signature)	NA
Lecturer (name, surname, academic title/scientific degree, email address and signature) and Office Hours:	Arben Zibri
Second Lecturer(s) (name, surname, academic title/scientific degree, email address and signature) and Office Hours:	NA
Teaching Assistant(s) and Office Hours:	NA
Language:	English
Compulsory/Elective:	Compulsory
Classroom and Meeting Time:	Every Monday, 18:00-20:45
Course Description:	BAF 432- Bank Management: Corporate finance and microeconomics are applied to matters of importance to commercial bankers. Among the subjects treated are bank asset portfolio construction, lending policies, liabilities management, bank capital structure, short run cash management, financial market rates and flows, and quantitative models for bank management. Commercial bank management is analyzed from an internal viewpoint in terms of what bank managers should look for in asset management and why; what market conditions they should be aware of; and what techniques they can use to meet changing economic and financial conditions.
Course Objectives:	Get to know closer the banking system, identify and measure main risks faced in banking and other financial institutions as well as learn the tools used in the industry to minimize or control those risks. More broadly learn how to manage banks efficiently.

COURSE OUTLINE

Week	Topics
1	Banking and the Financial Service Industry
2	Government Policies and Regulations
3	Analyzing Bank Performance
4	Managing Noninterest Income and Noninterest Expense
5	Managing Interest Rate Risk: Gap and Earnings Sensitivity
6	Managing Interest Rate Risk: Duration Gap and Economic Value of Equity
7	Funding the Bank
8	Mid Term Exam
9	Managing Liquidity
10	The Effective Use of Capital
11	Overview of Credit Policy and Loan Characteristics
12	Evaluating Commercial Loan Requests and Managing Credit Risk
13	Evaluating Consumer Loans
14	Project Presentations

Prerequisite(s):
Textbook:	Koch and MacDonald (2010), Bank Management, 7th edition, Cengage Learning.
Other References:	Peter Rose (2002), Commercial Bank Management, 5th edition, McGraw-Hill Highered Education. Joseph F. Sinkey, Jr. (1998), Commercial Bank Financial Management, 5th edition, Prentice-Hall, Inc.
Laboratory Work:
Computer Usage:
Others:	No

COURSE LEARNING OUTCOMES

1	Critically understand the functions, and the organizational structure of the commercial banks
2	Critically understand the functions, and the organizational structure of the commercial banks
3	Understand the decision-making process in banks and the financial management tools and techniques used in bank management.
4	Develop critical and analytical insights on basic bank risk management and on risk-return tradeoffs
5	Critically comprehend the pricing and procedures of bank commercial lending.

COURSE CONTRIBUTION TO... PROGRAM COMPETENCIES (Blank : no contribution, 1: least contribution ... 5: highest contribution)

No	Program Competencies	Cont.
Master of Science in Economics Program
1	The students are gained the ability to look at the problems of daily life from a broader perspective. They gain the needed skills not only to understand economic problems in economics but also to construct a model and defend in meaningful way.	5
2	They have knowledge about the microeconomics.	2
3	They have knowledge about the macroeconomics.	3
4	They have knowledge about the international economics and finance.	3
5	They have ability to use mathematical and statistical methods in economics.	2
6	They know how to use computer programs in both daily office usage and statistical data evaluations in public and private sector.	2
7	They have necessary economics skills that needed in private and public sector.	2
8	They are intended to be specialist in one of departmental fields that they choose from the list of general economics, growth and development, labor economics and labor market, environmental economics, agricultural economics, health economics, education economics and human development, political economics, international economics, monetary economics, finance economics, public finance, international financial markets and institutions, banking and central banking, international trade and banking, monetary economics and banking,	4
9	They have ability to utilize fundamental economic theories and tools to solve economic problems in economics.	3
10	They are aware of the fact that economics is a social science and they respect the social perspectives and social values of the society’s ethics.	2

COURSE EVALUATION METHOD

Method	Quantity	Percentage
Homework	10	1
Midterm Exam(s)	1	25
Project	1	20
Final Exam	1	35
Attendance		10
	Total Percent:	100%

ECTS (ALLOCATED BASED ON STUDENT WORKLOAD)

Activities	Quantity	Duration(Hours)	Total Workload(Hours)
Course Duration (Including the exam week: 16x Total course hours)	16	3	48
Hours for off-the-classroom study (Pre-study, practice)	16	3	48
Mid-terms	1	16	16
Assignments			0
Final examination	1	23	23
Other	1	15	15
Total Work Load:			150
Total Work Load/25(h):			6
ECTS Credit of the Course:			6